/* ============================================================
   COMBINED STYLESHEET
   Merged from: index.css, contact.css, news.css,
   news-article.css, accounting-firms.css
   Duplicate selectors merged into a single rule each;
   later declarations for the same property override earlier ones.
   ============================================================ */

/* --- Keyframes --- */
@keyframes fu {
  from {
    opacity: 0;
    transform: translateY(16px)
  }

  to {
    opacity: 1;
    transform: translateY(0)
  }
}

@keyframes sd {
  from {
    opacity: 0;
    transform: translateY(-6px)
  }

  to {
    opacity: 1;
    transform: translateY(0)
  }
}

@keyframes float {

  0%,
  100% {
    transform: translateY(0)
  }

  50% {
    transform: translateY(-8px)
  }
}

@keyframes ticker {
  0% {
    transform: translateX(0)
  }

  100% {
    transform: translateX(-50%)
  }
}

@keyframes pulse-dot {

  0%,
  100% {
    opacity: 1;
    transform: scale(1)
  }

  50% {
    opacity: .5;
    transform: scale(.8)
  }
}

/* --- Base rules --- */
*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0
}

html {
  scroll-behavior: smooth
}

body {
  font-family: 'Inter', sans-serif;
  color: #1a2545;
  background: #fff;
  overflow-x: hidden
}

a {
  color: inherit;
  text-decoration: none
}

img {
  display: block;
  max-width: 100%
}

.stripe {
  background: #1a2545;
  padding: 0 24px;
  height: 34px;
  display: flex;
  align-items: center;
  justify-content: center
}

.stripe-items {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: nowrap;
  overflow: hidden
}

.stripe-item {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.774);
  white-space: nowrap
}

.stripe-dot {
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: #d42020;
  flex-shrink: 0
}

.stripe-item strong {
  color: #fff;
  font-weight: 600
}

.stripe-sep {
  width: 1px;
  height: 12px;
  background: rgba(255, 255, 255, .15);
  flex-shrink: 0
}

.stripe-cta {
  font-size: 11px;
  font-weight: 700;
  color: #fff;
  background: #d42020;
  padding: 3px 13px;
  border-radius: 100px;
  transition: background .2s;
  white-space: nowrap;
  cursor: pointer;
  flex-shrink: 0
}

.stripe-cta:hover {
  background: #b81c1c
}

.nw {
  position: sticky;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  background: #fff;
  border-bottom: 1px solid #e8eaf0
}

nav {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 24px;
  height: 64px;
  display: flex;
  align-items: center;
  gap: 8px
}

.nlogo {
  margin-right: auto
}

.nlogo img {
  height: 36px;
  flex-shrink: 0
}

.nlinks {
  display: flex;
  align-items: center;
  gap: 2px;
  margin-right: 20px;
  margin: 0 auto 0 32px
}

.ni {
  position: relative
}

.nlinks > .ni{
    line-height: 30px;
}

.ni>a,
.ni>span {
  font-size: 14px;
  font-weight: 500;
  color: #1a2545;
  padding: 6px 5px 6px 13px;
  border-radius: 6px;
  transition: color .2s;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 0px;
  white-space: nowrap
}

.ni>a.act,
.ni>a:hover,
.ni>span:hover {
  color: #d42020
}

.narr {
  font-size: 16px;
  color: #aaa;
  transition: transform .2s
}

.ni:hover .narr {
  transform: rotate(180deg)
}

.ndrop {
  display: none;
  position: absolute;
  top: calc(80% + 6px);
  left: 0;
  background: #fff;
  border: 1px solid #e8eaf0;
  border-radius: 12px;
  box-shadow: 0 8px 32px rgba(0, 0, 0, .11);
  padding: 8px;
  min-width: 210px;
  z-index: 400;
  animation: sd .15s ease
}

.ni:hover .ndrop {
  display: block
}

.ndi {
  display: flex;
  align-items: center;
  gap: 11px;
  padding: 9px 12px;
  border-radius: 8px;
  transition: background .15s;
  cursor: pointer
}

.ndi:hover {
  background: #f5f6fa
}

.ndi-flag {
  width: 19px;
  flex-shrink: 0
}

.ndi-name {
  font-size: 13px;
  font-weight: 600;
  color: #1a2545;
  line-height: normal;
}

.ndi-sub {
  font-size: 11px;
  color: #9099b0
}

.ndi-sep {
  height: 1px;
  background: #f0f2f8;
  margin: 4px 0
}

.ndi-future {
  opacity: .45;
  cursor: default
}

.ndi-future:hover {
  background: transparent
}

.ndi-badge {
  font-size: 9px;
  font-weight: 700;
  padding: 1px 6px;
  border-radius: 100px;
  background: #f0f2f8;
  color: #9099b0;
  margin-left: auto
}

.nbtn {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  border: none;
  border-radius: 100px;
  padding: 8px 16px;
  font-size: 13px;
  font-weight: 600;
  color: #fff;
  transition: background .2s;
  cursor: pointer;
  background: #d42020;
  font-family: 'Inter', sans-serif;
  white-space: nowrap
}

.nbtn:hover {
  background: #b81c1c;
  border-color: #b81c1c
}

.nbdot {
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: rgba(255, 255, 255, .25);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 10px;
  flex-shrink: 0;
  transition: all .2s
}

.nbtn:hover .nbdot {
  background: rgba(255, 255, 255, .35)
}

.nglobal {
  display: flex;
  align-items: center;
  gap: 6px;
  border: 1.5px solid #e8eaf0;
  border-radius: 100px;
  padding: 7px 13px;
  font-size: 13px;
  font-weight: 500;
  color: #1a2545;
  margin-left: 10px;
  cursor: pointer;
  position: relative;
  white-space: nowrap
}

.nglobal:hover {
  border-color: #d42020
}

.gdrop {
  display: none;
  position: absolute;
  top: 102%;
  right: 0;
  background: #fff;
  border: 1px solid #e8eaf0;
  border-radius: 12px;
  box-shadow: 0 8px 32px rgba(0, 0, 0, .11);
  padding: 8px;
  min-width: 200px;
  z-index: 400;
  animation: sd .15s ease
}

.nglobal:hover .gdrop {
  display: block
}

.pov {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(10, 18, 40, .72);
  z-index: 500;
  backdrop-filter: blur(4px);
  align-items: center;
  justify-content: center
}

.pov.open {
  display: flex
}

.pm {
  background: #fff;
  border-radius: 20px;
  padding: 20px;
  width: 100%;
  max-width: 500px;
  max-height: 95vh;
  overflow-y: auto;
  position: relative;
  animation: fu .3s ease
}

.pm-close {
  position: absolute;
  top: 14px;
  right: 14px;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: #f5f6fa;
  border: none;
  cursor: pointer;
  font-size: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #6b7590;
  transition: all .2s
}

.pm-close:hover {
  background: #1a2545;
  color: #fff
}

.pm-logo img {
  height: 28px;
  margin-bottom: 16px
}

.pm h2 {
  font-size: 20px;
  font-weight: 800;
  color: #1a2545;
  margin-bottom: 5px
}

.pm-sub {
  font-size: 12px;
  color: #6b7590;
  margin-bottom: 20px;
  line-height: 1.6
}

.frow {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 14px
}

.ff {
  display: flex;
  flex-direction: column;
  gap: 5px;
  margin-bottom: 14px
}

.ff label {
  font-size: 11px;
  font-weight: 700;
  color: #1a2545;
  letter-spacing: .3px;
  text-transform: uppercase
}

.ff input,
.ff select,
.ff textarea {
  border: 1.5px solid #e4e6ef;
  border-radius: 8px;
  padding: 8px 12px;
  font-size: 13px;
  font-family: 'Inter', sans-serif;
  color: #1a2545;
  outline: none;
  transition: border-color .2s;
  background: #fff
}

.ff input:focus,
.ff select:focus,
.ff textarea:focus {
  border-color: #1a2545
}

.ff textarea {
  resize: vertical;
  min-height: 80px
}

.cib {
  background: #f5f6fa;
  border-radius: 9px;
  padding: 12px 14px;
  margin-bottom: 12px;
  display: none
}

.cib.show {
  display: block
}

.cib-lbl {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: #d42020;
  margin-bottom: 4px
}

.cib-txt {
  font-size: 12px;
  color: #6b7590;
  line-height: 1.6
}

.btn-sub {
  width: 100%;
  background: #1a2545;
  color: #fff;
  border: none;
  border-radius: 10px;
  padding: 13px;
  font-size: 14px;
  font-weight: 700;
  cursor: pointer;
  font-family: 'Inter', sans-serif;
  transition: background .2s;
  margin-top: 4px
}

.btn-sub:hover {
  background: #d42020
}

.pm-ok {
  display: none;
  text-align: center;
  padding: 16px 0
}

.pm-ok-ico {
  font-size: 44px;
  margin-bottom: 12px
}

.pm-ok h3 {
  font-size: 18px;
  font-weight: 800;
  color: #1a2545;
  margin-bottom: 6px
}

.pm-ok p {
  font-size: 13px;
  color: #6b7590;
  line-height: 1.65
}

.hero {
  position: relative;
  /* min-height: 88vh; */
  display: flex;
  flex-direction: column;
  overflow: hidden;
  padding-top: 102px;
  background: #1a2545;
  padding: 90px 24px 50px;
}

.hero-img-bg {
  position: absolute;
  inset: 0;
  background: url('../images/home-banner.jpg') center/cover no-repeat;
  filter: brightness(1.05) saturate(.85)
}

.hero-ov {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(26, 37, 69, 0.822) 0%, rgba(26, 37, 69, 0.76) 40%, rgba(10, 18, 40, 0.767) 100%)
}

.hero-inner {
  flex: 1;
  max-width: 1200px;
  margin: 0 auto;
  width: 100%;
  padding: 0px 48px 90px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  text-align: center;
  position: relative;
  z-index: 2
}

.hh1 {
  font-size: clamp(36px, 5vw, 60px);
  font-weight: 900;
  color: #fff;
  line-height: 1.06;
  letter-spacing: -2px;
  margin-bottom: 22px
}

.hh1 .red {
  color: #d42020
}

.hh1 .outline {
  -webkit-text-stroke: 2.5px rgba(255, 255, 255, .9);
  color: rgba(255, 255, 255, .15)
}

.hp {
  font-size: 17px;
  color: rgba(255, 255, 255, 0.986);
  line-height: 1.85;
  margin-bottom: 36px;
  max-width: 600px
}

.hbtns {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  justify-content: center
}

.hbtn-p {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  background: #d42020;
  color: #fff;
  padding: 14px 30px;
  border-radius: 9px;
  font-size: 15px;
  font-weight: 700;
  transition: all .2s;
  cursor: pointer;
  border: none;
  font-family: 'Inter', sans-serif
}

.hbtn-p:hover {
  background: #b81c1c;
  transform: translateY(-2px);
  box-shadow: 0 10px 28px rgba(212, 32, 32, .4)
}

.hbtn-dot {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: rgba(255, 255, 255, .2);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  flex-shrink: 0
}

.hbtn-g {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: 1.5px solid rgba(255, 255, 255, .25);
  color: rgba(255, 255, 255, .85);
  padding: 14px 26px;
  border-radius: 9px;
  font-size: 15px;
  font-weight: 500;
  transition: all .2s
}

.hbtn-g:hover {
  border-color: rgba(255, 255, 255, .55);
  background: rgba(255, 255, 255, .08);
  color: #fff
}

.hero-right {
  display: flex;
  flex-direction: column;
  gap: 10px;
  animation: float 6s ease-in-out infinite
}

.hcard {
  background: rgba(255, 255, 255, .07);
  border: 1px solid rgba(255, 255, 255, .12);
  border-radius: 14px;
  padding: 18px 22px;
  transition: all .2s
}

.hcard:hover {
  background: rgba(255, 255, 255, .11);
  border-color: rgba(255, 255, 255, .2)
}

.hcard-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 12px
}

.hcard-id {
  display: flex;
  align-items: center;
  gap: 10px
}

.hcard-flag {
  font-size: 22px
}

.hcard-name {
  font-size: 14px;
  font-weight: 700;
  color: #fff
}

.hcard-reg {
  font-size: 11px;
  color: rgba(255, 255, 255, .4);
  margin-top: 1px
}

.hcard-status {
  display: flex;
  align-items: center;
  gap: 5px;
  font-size: 10px;
  font-weight: 600;
  color: #4ade80
}

.hcard-status-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: #4ade80;
  animation: pulse-dot 2s infinite
}

.hcard-divider {
  height: 1px;
  background: rgba(255, 255, 255, .08);
  margin-bottom: 12px
}

.hcard-row {
  display: flex;
  align-items: center;
  justify-content: space-between
}

.hcard-info {
  display: flex;
  gap: 20px
}

.hcard-inf {
  font-size: 11px;
  color: rgba(255, 255, 255, .4)
}

.hcard-inf strong {
  display: block;
  font-size: 12px;
  font-weight: 600;
  color: rgba(255, 255, 255, .85);
  margin-bottom: 1px
}

.hcard-link {
  font-size: 11px;
  font-weight: 700;
  color: #d42020;
  transition: color .15s
}

.hcard-link:hover {
  color: #f4845f
}

.hero-ticker {
  background: rgba(255, 255, 255, .04);
  border-top: 1px solid rgba(255, 255, 255, .07);
  padding: 12px 0;
  overflow: hidden;
  position: relative;
  z-index: 2
}

.ticker-track {
  display: flex;
  gap: 0;
  white-space: nowrap;
  animation: ticker 28s linear infinite
}

.ticker-item {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 0 32px;
  font-size: 14px;
  color: rgba(255, 255, 255, 0.966);
  font-weight: 500;
  border-right: 1px solid rgba(255, 255, 255, .08)
}

.ticker-item strong {
  color: rgba(255, 255, 255, .8);
  font-weight: 700
}

.ticker-dot {
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: #d42020;
  flex-shrink: 0
}

.sbar {
  background: #1a2545
}

.sbar-in {
  max-width: 1280px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr)
}

.sbi {
  padding: 30px 22px;
  text-align: center;
  border-right: 1px solid rgba(255, 255, 255, .07)
}

.sbi:last-child {
  border-right: none
}

.sbi-n {
  font-size: 38px;
  font-weight: 900;
  color: #fff;
  line-height: 1;
  letter-spacing: -1px
}

.sbi-n em {
  color: #d42020;
  font-style: normal
}

.sbi-l {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.86);
  margin-top: 6px
}

.eyebrow {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 2px;
  color: #d42020;
  margin-bottom: 10px
}

.sec-h2 {
  font-size: clamp(24px, 3vw, 38px);
  font-weight: 900;
  color: #1a2545;
  line-height: 1.15;
  letter-spacing: -.4px;
  margin-bottom: 12px
}

.sec-p {
  font-size: 15px;
  color: #5c647a;
  line-height: 1.8;
  max-width: 520px
}

section {
  padding: 80px 48px
}

.sec-in {
  max-width: 1280px;
  margin: 0 auto
}

.mkts-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin: 40px auto 0;
  border-radius: 18px;
  overflow: hidden;
  max-width: 900px
}

.mc {
  position: relative;
  height: 460px;
  overflow: hidden;
  cursor: pointer;
  display: block
}

.mc img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform .5s;
  filter: brightness(.6)
}

.mc:hover img {
  transform: scale(1.05);
  filter: brightness(.45)
}

.mc-ov {
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(10, 18, 40, .92) 0%, rgba(10, 18, 40, .15) 60%, transparent 100%)
}

.mc-body {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  padding: 28px 24px
}

.mc-flag  img {
  width: 28px;
  margin-bottom: 8px;
  display: block;
  filter: none !important;
}

.mc-title {
  font-size: 20px;
  font-weight: 800;
  color: #fff;
  margin-bottom: 5px
}

.mc-reg {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.664);
  line-height: 1.5;
  margin-bottom: 12px
}

.mc-bgs {
  display: flex;
  gap: 5px;
  flex-wrap: wrap;
  margin-bottom: 12px
}

.mc-bg {
  background: rgba(255, 255, 255, .12);
  border: 1px solid rgba(255, 255, 255, .2);
  border-radius: 5px;
  padding: 2px 8px;
  font-size: 9px;
  font-weight: 700;
  color: #fff;
  letter-spacing: .4px
}

.mc-cta {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  background: rgba(212, 32, 32, .85);
  color: #fff;
  font-size: 11px;
  font-weight: 700;
  padding: 5px 13px;
  border-radius: 100px
}

.mc:hover .mc-cta {
  background: #d42020
}

.ctabs-wrap {
  display: flex;
  gap: 4px;
  background: #e4e6ef;
  border-radius: 10px;
  padding: 4px;
  margin: 32px 0 40px;
  width: fit-content
}

.ctab {
  padding: 9px 22px;
  border-radius: 7px;
  font-size: 13px;
  font-weight: 500;
  cursor: pointer;
  border: none;
  background: transparent;
  color: #6b7590;
  font-family: 'Inter', sans-serif;
  transition: all .2s;
  display: flex;
  align-items: center;
  gap: 5px;
}

.ctab img{
  width: 20px;
}

.ctab.active {
  background: #fff;
  color: #1a2545;
  font-weight: 700;
  box-shadow: 0 2px 10px rgba(0, 0, 0, .09)
}

.cpanel {
  display: none
}

.cpanel.active {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start
}

.cc {
  background: #f5f6fa;
  border-radius: 16px;
  padding: 28px;
  box-shadow: 0 4px 28px rgba(0, 0, 0, .07);
  overflow: hidden;
  border: 1.5px solid #e4e6ef;
  transition: all .2s
}

.cc-hd {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 20px;
  padding-bottom: 16px;
  border-bottom: 1px solid #f0f2f8
}

.cc-title {
  font-size: 18px;
  font-weight: 800;
  color: #1a2545
}

.cc-sub {
  font-size: 13px;
  color: #555963;
  margin-top: 2px
}

.rlist {
  display: flex;
  flex-direction: column;
  gap: 14px
}

.ri {
  display: flex;
  gap: 12px;
  align-items: flex-start
}

.ricon {
  width: 34px;
  height: 34px;
  border-radius: 8px;
  background: #f0f2f8;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
  flex-shrink: 0
}

.ri-title {
  font-size: 15px;
  font-weight: 700;
  color: #1a2545;
  margin-bottom: 2px
}

.ri-desc {
  font-size: 14px;
  color: #34363a;
  line-height: 1.6
}

.ri-link {
  display: inline-flex;
  align-items: center;
  gap: 3px;
  font-size: 13px;
  font-weight: 700;
  color: #d42020;
  margin-top: 4px;
  transition: gap .15s
}

.ri-link:hover {
  gap: 6px
}

.cinfo h3 {
  font-size: 22px;
  font-weight: 800;
  color: #1a2545;
  margin-bottom: 10px;
  letter-spacing: -.3px
}

.cinfo p {
  font-size: 15px;
  color: #6b7590;
  line-height: 1.85;
  margin-bottom: 18px
}

.reqs {
  display: flex;
  flex-direction: column;
  gap: 9px;
  margin-bottom: 24px
}

.req {
  display: flex;
  gap: 10px;
  align-items: flex-start
}

.rqdot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: #d42020;
  flex-shrink: 0;
  margin-top: 5px
}

.rqtxt {
  font-size: 14px;
  color: #3d4a5c;
  line-height: 1.6
}

.rqtxt strong {
  color: #1a2545
}

.btn-nv {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: #1a2545;
  color: #fff;
  padding: 11px 22px;
  border-radius: 100px;
  font-size: 13px;
  font-weight: 600;
  transition: all .2s
}

.btn-nv:hover {
  background: #d42020
}

.ci-img {
  border-radius: 12px;
  overflow: hidden;
  height: 180px;
  margin-bottom: 18px;
  position: relative
}

.ci-img img {
  width: 100%;
  height: 100%;
  object-fit: cover
}

.ci-img-ov {
  position: absolute;
  inset: 0;
  background: linear-gradient(to right, rgba(10, 18, 40, .35), transparent)
}

.reg-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  margin: 40px auto 0;
  max-width: 900px
}

.rb {
  background: #f5f6fa;
  border-radius: 16px;
  overflow: hidden
}

.rb-img {
  height: 180px;
  position: relative;
  overflow: hidden
}

.rb-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: brightness(.65)
}

.rb-img-label {
  position: absolute;
  bottom: 12px;
  left: 16px
}

.rb-flag img{
  width: 24px;
  display: block;
  margin-bottom: 2px;
  filter: none;
}

.rb-name {
  font-size: 16px;
  font-weight: 800;
  color: #fff
}

.rb-body {
  padding: 16px
}

.rb-items {
  display: flex;
  flex-direction: column;
  gap: 8px
}

.rbi {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 9px 11px;
  background: #fff;
  border-radius: 8px;
  transition: box-shadow .2s
}

.rbi:hover {
  box-shadow: 0 3px 12px rgba(0, 0, 0, .08)
}

.rbi-logo {
  width: 32px;
  height: 32px;
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 900;
  font-size: 8px;
  color: #fff;
  flex-shrink: 0;
  letter-spacing: -.2px
}

.rbi-n {
  font-size: 14px;
  font-weight: 700;
  color: #1a2545;margin-bottom: 4px;
}

.rbi-d {
  font-size: 13px;
  color: #9099b0
}

.rbi-lk {
  font-size: 12px;
  font-weight: 700;
  color: #d42020;
  margin-left: auto;
  flex-shrink: 0;
  white-space: nowrap
}

.svc-list {
  margin-top: 48px
}

.srow {
  display: grid;
  grid-template-columns: 64px 1fr 1.2fr;
  gap: 32px;
  align-items: center;
  padding: 28px 0;
  border-bottom: 1px solid #eaecf2;
  transition: all .2s;
  cursor: default
}

.srow:first-child {
  border-top: 1px solid #eaecf2
}

.srow:hover {
  padding-left: 18px;
  padding-right: 18px;
  margin-left: -18px;
  margin-right: -18px;
  background: #f8f9fc;
  border-radius: 12px;
  border-color: transparent
}

.snum {
  font-size: 40px;
  font-weight: 900;
  color: #cfcfd4;
  line-height: 1;
  transition: color .2s
}

.srow:hover .snum {
  color: #d42020
}

.sico {
  font-size: 24px;
  margin-bottom: 6px
}

.stitle {
  font-size: 17px;
  font-weight: 800;
  color: #1a2545;
  margin-bottom: 6px;
  letter-spacing: -.2px
}

.stags {
  display: flex;
  gap: 5px;
  flex-wrap: wrap
}

.stag {
  font-size: 10px;
  font-weight: 700;
  padding: 2px 8px;
  border-radius: 100px;
  background: #f0f2f8;
  color: #1a2545
}

.sdesc {
  font-size: 14px;
  color: #5d657c;
  line-height: 1.8
}

.how-sec {
  background: #1a2545;
  padding: 88px 48px;
  position: relative;
  overflow: hidden
}

.how-sec::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url('../images/how-sec.jpg') center/cover;
  opacity: .07
}

.how-in {
  max-width: 1280px;
  margin: 0 auto;
  position: relative;
  z-index: 1
}

.how-sec .eyebrow {
  color: #f4845f
}

.how-sec .sec-h2 {
  color: #fff
}

.how-sec .sec-p {
  color: rgba(255, 255, 255, 0.651)
}

.pipe {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 3px;
  margin-top: 52px
}

.pstep {
  position: relative;
  background: rgba(255, 255, 255, .04);
  border: 1px solid rgba(255, 255, 255, .08);
  padding: 36px 28px 32px;
  transition: background .25s, border-color .25s;
  cursor: default;
  overflow: hidden;
  z-index: 1
}

.pstep:first-child {
  border-radius: 16px 0 0 16px
}

.pstep:last-child {
  border-radius: 0 16px 16px 0
}

.pstep:hover {
  background: rgba(255, 255, 255, .08);
  border-color: rgba(255, 255, 255, .15)
}

.pstep-bg-num {
  position: absolute;
  top: -18px;
  right: 8px;
  font-size: 90px;
  font-weight: 900;
  color: rgba(255, 255, 255, 0.144);
  line-height: 1;
  letter-spacing: -4px;
  pointer-events: none;
  user-select: none;
  z-index: 0
}

.pstep-label {
  position: relative;
  z-index: 1;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-bottom: 20px
}

.pstep-num {
  width: 28px;
  height: 28px;
  border-radius: 8px;
  background: #d42020;
  color: #fff;
  font-size: 12px;
  font-weight: 900;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0
}

.pstep-step-txt {
  font-size: 11px;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.801);
  text-transform: uppercase;
  letter-spacing: 1.5px
}

.pstep-connector {
  position: absolute;
  top: 50%;
  right: -2px;
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: #d42020;
  transform: translateY(-50%);
  z-index: 2
}

.pstep:last-child .pstep-connector {
  display: none
}

.pstep-title {
  position: relative;
  z-index: 1;
  font-size: 18px;
  font-weight: 800;
  color: #fff;
  margin-bottom: 12px;
  letter-spacing: -.3px;
  line-height: 1.2
}

.pstep-desc {
  position: relative;
  z-index: 1;
  font-size: 14px;
  color: rgba(255, 255, 255, 0.733);
  line-height: 1.8;
  margin-bottom: 18px
}

.pstep-tags {
  display: flex;
  gap: 6px;
  flex-wrap: wrap
}

.pstep-tag {
  font-size: 11px;
  font-weight: 600;
  padding: 4px 11px;
  border-radius: 6px;
  letter-spacing: .1px
}

.pstep-tag.format {
  background: rgba(255, 255, 255, .08);
  color: rgba(255, 255, 255, .7);
  border: 1px solid rgba(255, 255, 255, .12)
}

.pstep-tag.highlight {
  background: rgba(251, 191, 36, .12);
  color: #fbbf24;
  border: 1px solid rgba(251, 191, 36, .2)
}

.pstep-tag.confirmed {
  background: rgba(74, 222, 128, .1);
  color: #4ade80;
  border: 1px solid rgba(74, 222, 128, .2)
}

.acf {
  background: #0d1529;
  padding: 0;
  position: relative;
  overflow: hidden
}

.acf::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url('../images/acf-banner.jpg') center/cover;
  opacity: .09
}

.acf-in {
  max-width: 1280px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: 560px
}

.acfl {
  padding: 64px 48px 64px 48px;
  display: flex;
  flex-direction: column;
  justify-content: center
}

.acfr {
  padding: 48px 48px 48px 32px;
  display: flex;
  align-items: center
}

.acf-ey {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 2.5px;
  color: #f4845f;
  margin-bottom: 12px
}

.acf-h2 {
  font-size: clamp(26px, 3vw, 40px);
  font-weight: 900;
  color: #fff;
  line-height: 1.12;
  letter-spacing: -.4px;
  margin-bottom: 14px
}

.acf-h2 span {
  color: #d42020
}

.acf-p {
  font-size: 15px;
  color: rgba(255, 255, 255, 0.774);
  line-height: 1.8;
  margin-bottom: 24px
}

.acf-stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 28px
}

.acf-stat {
  background: rgba(255, 255, 255, .05);
  border: 1px solid rgba(255, 255, 255, .1);
  border-radius: 10px;
  padding: 16px
}

.acf-sn {
  font-size: 26px;
  font-weight: 900;
  color: #fff;
  letter-spacing: -.4px
}

.acf-sn em {
  color: #d42020;
  font-style: normal
}

.acf-sl {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.87);
  margin-top: 3px
}

.acf-btns {
  display: flex;
  gap: 10px;
  flex-wrap: wrap
}

.btn-red {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #d42020;
  color: #fff;
  padding: 13px 26px;
  border-radius: 100px;
  font-size: 14px;
  font-weight: 700;
  transition: all .2s;
  cursor: pointer;
  border: none;
  font-family: 'Inter', sans-serif
}

.btn-red:hover {
  background: #b81c1c;
  transform: translateY(-1px)
}

.btn-gw {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: 1.5px solid rgba(255, 255, 255, .3);
  color: #fff;
  background: rgba(255, 255, 255, .1);
  padding: 13px 24px;
  border-radius: 100px;
  font-size: 14px;
  font-weight: 500;
  transition: all .2s
}

.btn-gw:hover {
  border-color: rgba(255, 255, 255, .65);
  background: rgba(255, 255, 255, .07)
}

.acf-features {
  background: rgba(255, 255, 255, .04);
  border: 1px solid rgba(255, 255, 255, .09);
  border-radius: 18px;
  padding: 28px;
  width: 100%
}

.acf-ft {
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: rgba(255, 255, 255, 0.815);
  margin-bottom: 16px
}

.acf-flist {
  display: flex;
  flex-direction: column
}

.acf-fi {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 16px 0;
  border-bottom: 1px solid rgba(255, 255, 255, .06)
}

.acf-fi:last-child {
  border-bottom: none;
  padding-bottom: 0
}

.acf-fic {
  width: 40px;
  height: 40px;
  border-radius: 9px;
  background: rgba(212, 32, 32, .14);
  border: 1px solid rgba(212, 32, 32, .22);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  flex-shrink: 0
}

.acf-finame {
  font-size: 13px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 4px
}

.acf-fidesc {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.801);
  line-height: 1.6
}

.press-hd {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 36px;
  flex-wrap: wrap;
  gap: 14px
}

.ptabs {
  display: flex;
  gap: 4px;
  background: #e4e6ef;
  border-radius: 8px;
  padding: 4px
}

.ptab img{
width: 20px;
}
.ptab {
  padding: 6px 15px;
  border-radius: 6px;
  font-size: 12px;
  font-weight: 500;
  cursor: pointer;
  border: none;
  background: transparent;
  color: #6b7590;
  font-family: 'Inter', sans-serif;
  transition: all .2s;
  display: flex;
  align-items: center;
  gap: 4px;
}

.ptab.active {
  background: #fff;
  color: #1a2545;
  font-weight: 700;
  box-shadow: 0 1px 4px rgba(0, 0, 0, .07)
}

.pgrid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  max-width: 100%
}

.pc {
  background: #fff;
  border: 1.5px solid #e4e6ef;
  border-radius: 14px;
  overflow: hidden;
  transition: all .2s;
  display: flex;
  flex-direction: column
}

.pc:hover {
  box-shadow: 0 8px 28px rgba(0, 0, 0, .09);
  transform: translateY(-3px)
}

.pc-img {
  height: 130px;
  overflow: hidden;
  position: relative;
  flex-shrink: 0
}

.pc-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: brightness(.7);
  transition: transform .4s
}

.pc:hover .pc-img img {
  transform: scale(1.06)
}

.pc-img-flag {
  position: absolute;
  top: 10px;
  right: 10px;
  font-size: 18px
}

.pc-body {
  padding: 18px;
  flex: 1;
  display: flex;
  flex-direction: column
}

.pmeta {
  display: flex;
  align-items: center;
  gap: 7px;
  margin-bottom: 7px
}

.ptag {
  font-size: 9px;
  font-weight: 700;
  padding: 2px 8px;
  border-radius: 100px;
  text-transform: uppercase;
  letter-spacing: .4px
}

.tsg {
  background: rgba(212, 32, 32, .15);
  color: #ff6b6b
}

.tmy {
  background: rgba(212, 32, 32, .15);
  color: #ff6b6b
}

.thk {
  background: rgba(255, 255, 255, .15);
  color: #fff
}

.pdate {
  font-size: 12px;
  color: #4b4f58
}

.pc-title {
  font-size: 14px;
  font-weight: 700;
  color: #1a2545;
  line-height: 1.45;
  margin-bottom: 6px
}

.pc-exc {
  font-size: 13px;
  color: #6b7590;
  line-height: 1.65;
  flex: 1;
  margin-bottom: 10px;
  display: -webkit-box;
  -webkit-line-clamp: 3;
  -webkit-box-orient: vertical;
  overflow: hidden
}

.pmore {
  font-size: 12px;
  font-weight: 700;
  color: #d42020;
  display: inline-flex;
  align-items: center;
  gap: 3px;
  transition: gap .15s;
  margin-top: auto
}

.pmore:hover {
  gap: 6px
}

.press-va {
  text-align: center;
  margin-top: 28px
}

.btn-ol-nv {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  border: 1.5px solid #1a2545;
  color: #1a2545;
  padding: 11px 26px;
  border-radius: 100px;
  font-size: 13px;
  font-weight: 600;
  transition: all .2s
}

.btn-ol-nv:hover {
  background: #1a2545;
  color: #fff
}

.trust-summary {
  display: flex;
  align-items: center;
  gap: 16px;
  margin: 24px 0 8px;
  flex-wrap: wrap
}

.trust-score {
  display: flex;
  align-items: center;
  gap: 10px;
  background: #fff;
  border: 1.5px solid #e4e6ef;
  border-radius: 10px;
  padding: 10px 16px
}

.trust-stars-big {
  display: flex;
  gap: 2px
}

.trust-star {
  color: #00b67a;
  font-size: 18px;
  line-height: 1
}

.trust-num {
  font-size: 15px;
  font-weight: 800;
  color: #1a2545
}

.trust-count {
  font-size: 14px;
  color: #6b7590
}

.tgrid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin-top: 24px
}

.tc {
  background: #fff;
  border-radius: 14px;
  padding: 24px;
  border: 1.5px solid #e4e6ef;
  position: relative
}

.tc-stars {
  display: flex;
  gap: 2px;
  margin-bottom: 14px
}

.tc-stars span {
  color: #00b67a;
  font-size: 16px;
  line-height: 1
}

.tq {
  font-size: 14px;
  color: #3d4a5c;
  line-height: 1.85;
  margin-bottom: 16px;
  font-style: italic
}

.tau {
  display: flex;
  align-items: center;
  gap: 10px
}

.tav {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: #1a2545;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 11px;
  color: #fff;
  flex-shrink: 0
}

.tname {
  font-size: 15px;
  font-weight: 700;
  margin-bottom: 5px;
  color: #1a2545;
  display: flex;
  align-items: center;
  gap: 5px
}

.tverified {
  color: #00b67a;
  font-size: 13px
}

.trole {
  font-size: 12px;
  color: #646975
}

.tcflag {
  font-size: 16px;
  margin-left: auto
}
.tcflag img{
  width: 30px;
  margin-left: auto
}

.cta-sec {
  position: relative;
  overflow: hidden;
  padding: 88px 48px;
  text-align: center
}

.cta-bg {
  position: absolute;
  inset: 0;
  background: url('../images/cta-banner.jpg') center/cover;
  filter: brightness(.22)
}

.cta-ov {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(26, 37, 69, .93), rgba(10, 18, 40, .97))
}

.cta-in {
  position: relative;
  z-index: 1;
  max-width: 600px;
  margin: 0 auto
}

.cta-h2 {
  font-size: clamp(26px, 4vw, 42px);
  font-weight: 900;
  color: #fff;
  line-height: 1.12;
  margin-bottom: 12px;
  letter-spacing: -.4px
}

.cta-h2 span {
  color: #d42020
}

.cta-p {
  font-size: 15px;
  color: rgba(255, 255, 255, .58);
  line-height: 1.8;
  margin-bottom: 28px
}

.cta-btns {
  display: flex;
  gap: 12px;
  justify-content: center;
  flex-wrap: wrap
}

.btn-wh {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #fff;
  color: #1a2545;
  padding: 13px 28px;
  border-radius: 100px;
  font-size: 14px;
  font-weight: 700;
  transition: all .2s;
  cursor: pointer;
  border: none;
  font-family: 'Inter', sans-serif
}

.btn-wh:hover {
  background: #f0f2f8;
  transform: translateY(-1px)
}

.cta-mkts {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 28px;
  margin-top: 36px;
  padding-top: 32px;
  border-top: 1px solid rgba(255, 255, 255, .1);
  flex-wrap: wrap
}

.cmkt {
  display: flex;
  align-items: center;
  gap: 8px
}

.cmflag {
  font-size: 20px;color: #fff;
}

.cmname {
  font-size: 15px;
  font-weight: 700;
  color: rgba(255, 255, 255, .88)
}

.cmsite a {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.918);
  transition: color .2s
}

.cmsite a:hover {
  color: rgba(255, 255, 255, .65)
}

.cdiv {
  width: 1px;
  height: 24px;
  background: rgba(255, 255, 255, .1)
}

footer {
  background: #0d1529;
  padding: 40px 24px 24px
}

.ft-in {
  max-width: 1280px;
  margin: 0 auto
}

.ft-top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 36px;
  margin-bottom: 32px
}

.ft-logo img {
  height: 40px;
  filter: brightness(0) invert(1);
  opacity: .75;
  margin-bottom: 12px
}

.ft-desc {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.788);
  line-height: 1.75;
  max-width: 320px;
  margin-top: 10px;
  margin-bottom: 20px
}

.ft-certs {
  display: flex;
  gap: 5px;
  margin-top: 12px;
  flex-wrap: wrap
}

.ft-cert {
  font-size: 12px;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 5px;
  background: rgba(255, 255, 255, .05);
  color: rgba(255, 255, 255, 0.815);
  border: 1px solid rgba(255, 255, 255, .08)
}

.ft-ct {
  font-size: 15px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: rgba(255, 255, 255, 0.76);
  margin-bottom: 12px
}

.ft-links {
  display: flex;
  flex-direction: column;
  gap: 8px
}

.ft-links a {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.747);
  transition: color .2s
}

.ft-links a:hover {
  color: #d42020
}

.ft-bot {
  border-top: 1px solid rgba(255, 255, 255, .06);
  padding-top: 18px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px
}

.ft-copy {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.836)
}

.ft-legal {
  display: flex;
  gap: 14px
}

.ft-legal a {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.801);
  transition: color .2s
}

.ft-legal a:hover {
  color: rgba(255, 255, 255, .5)
}

.si {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 11px;
  color: rgba(255, 255, 255, .65);
  white-space: nowrap
}

.si strong {
  color: #fff;
  font-weight: 600
}

.ssep {
  width: 1px;
  height: 12px;
  background: rgba(255, 255, 255, .15);
  flex-shrink: 0
}

.nlinks a {
  font-size: 14px;
  font-weight: 500;
  color: #1a2545;
  padding: 6px 12px;
  border-radius: 6px;
  transition: color .2s;
  white-space: nowrap
}

.nlinks a:hover,
.nlinks a.act {
  color: #d42020
}

.ph {
  background: #1a2545;
  padding: 100px 24px 48px;
  position: relative;
  overflow: hidden
}

.ph::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("../images/cta-banner.jpg") center/cover;
  opacity: .12
}

.ph-in {
  max-width: 1280px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center
}

.ph-h1 {
  font-size: clamp(26px, 4vw, 44px);
  font-weight: 900;
  color: #fff;
  letter-spacing: -.4px;
  margin-bottom: 10px;
  line-height: 1.1
}

.ph-p {
  font-size: 15px;
  color: rgba(255, 255, 255, 0.918);
  line-height: 1.75;
  margin-bottom: 24px;
  max-width: 500px
}

.ph-badges {
  display: flex;
  gap: 8px;
  flex-wrap: wrap
}

.ph-badge {
  display: flex;
  align-items: center;
  gap: 6px;
  background: rgba(255, 255, 255, .07);
  border: 1px solid rgba(255, 255, 255, .12);
  border-radius: 8px;
  padding: 8px 14px;
  font-size: 13px;
  color: rgba(255, 255, 255, .75);
  font-weight: 500
}

.ph-badge strong {
  color: #fff
}

.ph-right {
  display: flex;
  flex-direction: column;
  gap: 12px
}

.contact-quick {
  background: rgba(255, 255, 255, .06);
  border: 1px solid rgba(255, 255, 255, .1);
  border-radius: 16px;
  padding: 24px
}

.cq-label {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: rgba(255, 255, 255, 0.836);
  margin-bottom: 16px
}

.cq-items {
  display: flex;
  flex-direction: column;
  gap: 12px
}

.cq-item {
  display: flex;
  align-items: center;
  gap: 14px
}

.cq-ico img{
  width: 30px;
  filter: none;
}

.cq-ico {
  width: 38px;
  height: 38px;
  border-radius: 9px;
  background: rgba(212, 32, 32, .15);
  border: 1px solid rgba(212, 32, 32, .2);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 17px;
  flex-shrink: 0;
  color: #fff
}

.cq-name {
  font-size: 14px;
  font-weight: 600;
  color: #fff;
  margin-bottom: 5px;
}

.cq-val {
  font-size: 13px;
  color: rgba(255, 255, 255, .45);
  margin-top: 1px
}

.main {
  max-width: 1280px;
  margin: 0 auto;
  padding: 64px 24px;
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 56px;
  align-items: start
}

.cc-list {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-top: 32px
}

.cc:hover {
  box-shadow: 0 4px 24px rgba(0, 0, 0, .08);
  border-color: #d0d8e8
}

.cc-img {
  height: 120px;
  position: relative;
  overflow: hidden
}

.cc-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: brightness(.65)
}

.cc-img-flag {
  position: absolute;
  bottom: 10px;
  left: 14px;
  font-size: 22px
}

.cc-img-flag img{
  width: 20px;
  filter: none;
}

.cc-img-name {
  position: absolute;
  bottom: 10px;
  left: 48px;
  font-size: 16px;
  font-weight: 800;
  color: #fff
}

.cc-body {
  padding: 18px 20px
}

.cc-reg {
  font-size: 12px;
  font-weight: 700;
  color: #d42020;
  margin-bottom: 10px;
  letter-spacing: .3px
}

.cc-details {
  display: flex;
  flex-direction: column;
  gap: 7px
}

.cc-detail {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 13px;
  color: #5a6580
}

.cc-detail-lbl {
  font-weight: 600;
  color: #1a2545;
  min-width: 60px;
  flex-shrink: 0
}

.cc-detail a {
  color: #d42020;
  font-weight: 600;
  transition: color .2s
}

.cc-detail a:hover {
  color: #b81c1c
}

.form-wrap {
  position: sticky;
  top: 80px
}

.form-card {
  background: #f5f6fa;
  border-radius: 18px;
  padding: 32px;
  border: 1.5px solid #e4e6ef;
  box-shadow: 0 4px 32px rgba(0, 0, 0, .07)
}

.form-card h3 {
  font-size: 18px;
  font-weight: 800;
  color: #1a2545;
  margin-bottom: 6px
}

.form-sub {
  font-size: 14px;
  color: #9099b0;
  margin-bottom: 22px;
  line-height: 1.6
}

.frow .ff {
  margin-bottom: 0
}

.form-note {
  font-size: 13px;
  color: #9099b0;
  text-align: center;
  margin-top: 12px;
  line-height: 1.6
}

.form-success {
  display: none;
  text-align: center;
  padding: 24px 0
}

.form-success-ico {
  font-size: 44px;
  margin-bottom: 14px
}

.form-success h3 {
  font-size: 18px;
  font-weight: 800;
  color: #1a2545;
  margin-bottom: 8px
}

.form-success p {
  font-size: 13px;
  color: #6b7590;
  line-height: 1.65
}

.why {
  background: #f5f6fa;
  padding: 72px 24px
}

.why-in {
  max-width: 1280px;
  margin: 0 auto
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 44px
}

.wc {
  background: #fff;
  border-radius: 16px;
  padding: 28px;
  border: 1.5px solid #e4e6ef;
  text-align: center;
  transition: all .2s
}

.wc-ico {
  font-size: 28px;
  margin-bottom: 12px
}

.wc-n {
  font-size: 28px;
  font-weight: 900;
  color: #1a2545;
  margin-bottom: 4px;
  letter-spacing: -.5px
}

.wc-n em {
  color: #d42020;
  font-style: normal
}

.wc-l {
  font-size: 14px;
  color: #6b7590
}

.faq {
  padding: 64px 24px;
  background: #fff
}

.faq-in {
  max-width: 860px;
  margin: 0 auto
}

.faq-list {
  margin-top: 36px;
  display: flex;
  flex-direction: column;
  gap: 2px
}

.faq-item {
  border: 1.5px solid #e4e6ef;
  border-radius: 12px;
  overflow: hidden;
  transition: border-color .2s
}

.faq-item.open {
  border-color: #1a2545
}

.faq-q {
  padding: 18px 22px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  cursor: pointer;
  font-size: 14px;
  font-weight: 700;
  color: #1a2545;
  gap: 16px
}

.faq-arrow {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: #f5f6fa;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  flex-shrink: 0;
  transition: transform .2s, background .2s;
  color: #6b7590
}

.faq-item.open .faq-arrow {
  transform: rotate(180deg);
  background: #1a2545;
  color: #fff
}

.faq-a {
  display: none;
  padding: 0 22px 18px;
  font-size: 14px;
  color: #6b7590;
  line-height: 1.8
}

.faq-item.open .faq-a {
  display: block
}

.ft {
  max-width: 1280px;
  margin: 0 auto
}

.ft-lnks {
  display: flex;
  gap: 16px
}

.ft-lnks a {
  font-size: 10px;
  color: rgba(255, 255, 255, .22);
  transition: color .2s
}

.ft-lnks a:hover {
  color: rgba(255, 255, 255, .55)
}

.ph-back {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  color: rgba(255, 255, 255, 0.938);
  margin-bottom: 16px;
  transition: color .2s
}

.ph-back:hover {
  color: #fff
}

.fbar {
  background: #f5f6fa;
  border-bottom: 1px solid #e4e6ef;
  padding: 0 24px;
  position: sticky;
  top: 64px;
  z-index: 50
}

.fbar-in {
  max-width: 1280px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  gap: 6px;
  height: 52px;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: none
}

.fbar-in::-webkit-scrollbar {
  display: none
}

.fb img{
  width: 20px;
}
.fb {
  padding: 5px 14px;
  border-radius: 100px;
  font-size: 13px;
  font-weight: 500;
  cursor: pointer;
  border: 1.5px solid #e4e6ef;
  background: #fff;
  color: #6b7590;
  white-space: nowrap;
  transition: all .18s;
  font-family: 'Inter', sans-serif;
  flex-shrink: 0;display: flex;
  align-items: center;
  gap: 5px;
}

.fb.active {
  background: #1a2545;
  color: #fff;
  border-color: #1a2545
}

.fb:hover:not(.active) {
  border-color: #1a2545;
  color: #1a2545
}

.featured {
  padding: 40px 24px 0;
  max-width: 1280px;
  margin: 0 auto
}

.sec-lbl {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 2px;
  color: #9099b0;
  margin-bottom: 16px
}

.fc {
  display: grid;
  grid-template-columns: 1fr 1fr;
  border-radius: 18px;
  overflow: hidden;
  border: 1.5px solid #e4e6ef;
  transition: box-shadow .2s
}

.fc:hover {
  box-shadow: 0 8px 36px rgba(0, 0, 0, .1)
}

.fc-img {
  min-height: 300px;
  position: relative;
  overflow: hidden
}

.fc-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform .5s;
  filter: brightness(.8)
}

.fc:hover .fc-img img {
  transform: scale(1.04)
}

.fc-flag img{
  width: 30px;
  filter: none;
}
.fc-flag {
  position: absolute;
  top: 14px;
  left: 14px;
  font-size: 22px
}

.fc-body {
  padding: 36px 32px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  background: #fff
}

.fc-meta {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 14px;
  flex-wrap: wrap
}

.tag {
  font-size: 10px;
  font-weight: 700;
  padding: 2px 9px;
  border-radius: 100px;
  text-transform: uppercase;
  letter-spacing: .4px
}

.tasia {
  background: rgba(26, 37, 69, .06);
  color: #1a2545
}

.fc-date {
  font-size: 11px;
  color: #9099b0
}

.fc-h2 {
  font-size: clamp(18px, 2.5vw, 26px);
  font-weight: 800;
  color: #1a2545;
  line-height: 1.25;
  margin-bottom: 10px;
  letter-spacing: -.3px
}

.fc-exc {
  font-size: 14px;
  color: #6b7590;
  line-height: 1.8;
  margin-bottom: 20px
}

.fc-read {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 700;
  color: #1a2545;
  transition: all .15s
}

.fc-read:hover {
  color: #d42020;
  gap: 10px
}

.ng-wrap {
  padding: 36px 24px 72px;
  max-width: 1280px;
  margin: 0 auto
}

.ng {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px
}

.nc {
  background: #fff;
  border: 1.5px solid #e4e6ef;
  border-radius: 14px;
  overflow: hidden;
  transition: all .2s;
  display: flex;
  flex-direction: column
}

.nc:hover {
  box-shadow: 0 8px 28px rgba(0, 0, 0, .09);
  transform: translateY(-3px)
}

.nc-img {
  height: 160px;
  overflow: hidden;
  position: relative;
  flex-shrink: 0
}

.nc-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: brightness(.75);
  transition: transform .4s
}

.nc:hover .nc-img img {
  transform: scale(1.06)
}

.nc-flag {
  position: absolute;
  top: 10px;
  right: 10px;
  font-size: 17px;
  color: #fff;
}
.nc-flag img{
  width: 30px;
  filter: none;
}
.nc-body {
  padding: 18px;
  flex: 1;
  display: flex;
  flex-direction: column
}

.nc-meta {
  display: flex;
  align-items: center;
  gap: 7px;
  margin-bottom: 7px;
  flex-wrap: wrap
}

.nc-date {
  font-size: 12px;
  color: #4f535e
}

.nc-title {
  font-size: 14px;
  font-weight: 700;
  color: #1a2545;
  line-height: 1.45;
  margin-bottom: 6px
}

.nc-exc {
  font-size: 14px;
  color: #6b7590;
  line-height: 1.65;
  flex: 1;
  margin-bottom: 10px;
  display: -webkit-box;
  -webkit-line-clamp: 3;
  -webkit-box-orient: vertical;
  overflow: hidden
}

.nc-read {
  font-size: 12px;
  font-weight: 700;
  color: #d42020;
  display: inline-flex;
  align-items: center;
  gap: 4px;
  transition: gap .15s;
  margin-top: auto
}

.nc-read:hover {
  gap: 7px
}

.art-hero {
  position: relative;
  height: 380px;
  overflow: hidden
}

.art-hero img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: brightness(.55)
}

.art-hero-ov {
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(10, 18, 40, .92) 0%, rgba(10, 18, 40, .2) 60%, transparent 100%)
}

.art-hero-body {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  padding: 36px 24px;
  max-width: 1280px;
  margin: 0 auto
}

.art-meta {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 14px;
  flex-wrap: wrap
}

.tcat {
  background: rgba(255, 255, 255, .12);
  color: rgba(255, 255, 255, .8)
}

.art-date {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.87)
}

.art-h1 {
  font-size: clamp(24px, 3.5vw, 42px);
  font-weight: 900;
  color: #fff;
  line-height: 1.15;
  letter-spacing: -.4px
}

.art-back {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  color: rgba(255, 255, 255, 0.918);
  margin-bottom: 16px;
  transition: color .2s
}

.art-back:hover {
  color: #fff
}

.art-body {
  max-width: 760px;
  margin: 0 auto;
  padding: 48px 24px 72px
}

.art-body h2 {
  font-size: 22px;
  font-weight: 800;
  color: #1a2545;
  margin: 32px 0 12px;
  letter-spacing: -.3px
}

.art-body h3 {
  font-size: 18px;
  font-weight: 700;
  color: #1a2545;
  margin: 24px 0 10px
}

.art-body p {
  font-size: 15px;
  color: #4a5568;
  line-height: 1.85;
  margin-bottom: 16px
}

.art-body ul {
  padding-left: 20px;
  margin-bottom: 16px
}

.art-body li {
  font-size: 15px;
  color: #4a5568;
  line-height: 1.85;
  margin-bottom: 6px
}

.art-callout {
  background: #f5f6fa;
  border-left: 4px solid #d42020;
  border-radius: 0 10px 10px 0;
  padding: 18px 20px;
  margin: 24px 0
}

.art-callout p {
  margin: 0;
  font-size: 14px;
  font-weight: 500;
  color: #1a2545
}

.art-cta {
  background: #1a2545;
  border-radius: 16px;
  padding: 32px;
  text-align: center;
  margin-top: 40px
}

.art-cta h3 {
  font-size: 20px;
  font-weight: 800;
  color: #fff;
  margin-bottom: 8px
}

.art-cta p {
  font-size: 14px;
  color: rgba(255, 255, 255, .6);
  margin-bottom: 20px
}

.art-related {
  background: #f5f6fa;
  padding: 48px 24px
}

.art-related-in {
  max-width: 1280px;
  margin: 0 auto
}

.rel-label {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 2px;
  color: #414753;
  margin-bottom: 20px
}

.rel-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px
}

.rc {
  background: #fff;
  border: 1.5px solid #e4e6ef;
  border-radius: 12px;
  overflow: hidden;
  transition: all .2s;
  display: flex;
  flex-direction: column
}

.rc:hover {
  box-shadow: 0 6px 24px rgba(0, 0, 0, .08);
  transform: translateY(-2px)
}

.rc-img {
  height: 130px;
  overflow: hidden;
  position: relative
}

.rc-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: brightness(.75)
}

.rc-flag {
  position: absolute;
  top: 8px;
  right: 8px;
  font-size: 16px
}
.rc-flag img{
  width: 30px;
  filter: none;
}
.rc-body {
  padding: 16px;
  flex: 1
}

.rc-title {
  font-size: 13px;
  font-weight: 700;
  color: #1a2545;
  line-height: 1.4;
  margin-bottom: 8px
}

.rc-read {
  font-size: 11px;
  font-weight: 700;
  color: #d42020
}

.hero-bg {
  position: absolute;
  inset: 0;
  background: url("../images/acf-banner.jpg") center/cover;
  opacity: .1
}

.hero-in {
  max-width: 1280px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center
}

.hero-back {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  color: rgba(255, 255, 255, 0.747);
  margin-bottom: 20px;
  transition: color .2s
}

.hero-back:hover {
  color: #fff
}

.hero-h1 {
  font-size: clamp(28px, 3.5vw, 48px);
  font-weight: 900;
  color: #fff;
  line-height: 1.1;
  letter-spacing: -.5px;
  margin-bottom: 16px
}

.hero-h1 span {
  color: #d42020
}

.hero-p {
  font-size: 15px;
  color: rgba(255, 255, 255, 0.76);
  line-height: 1.8;
  margin-bottom: 28px
}

.hero-btns {
  display: flex;
  gap: 12px;
  flex-wrap: wrap
}

.hero-stats {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px
}

.hs {
  background: rgba(255, 255, 255, .06);
  border: 1px solid rgba(255, 255, 255, .1);
  border-radius: 12px;
  padding: 20px
}

.hs-n {
  font-size: 30px;
  font-weight: 900;
  color: #fff;
  letter-spacing: -.5px
}

.hs-n em {
  color: #d42020;
  font-style: normal
}

.hs-l {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.733);
  margin-top: 4px
}

.wc:hover {
  box-shadow: 0 6px 28px rgba(0, 0, 0, .08);
  transform: translateY(-3px)
}

.wc-num {
  font-size: 36px;
  font-weight: 900;
  color: #8d9096;
  margin-bottom: 14px;
  letter-spacing: -1px
}

.wc-title {
  font-size: 16px;
  font-weight: 800;
  color: #1a2545;
  margin-bottom: 8px
}

.wc-desc {
  font-size: 14px;
  color: #555d72;
  line-height: 1.75
}

.pricing {
  padding: 72px 24px;
  background: #fff
}

.pricing-in {
  max-width: 1280px;
  margin: 0 auto
}

.ptable {
  margin: 44px auto 0;
  border-radius: 18px;
  overflow: hidden;
  border: 1.5px solid #e4e6ef;
  max-width: 1000px;
}

.pt-head {
  display: grid;
  grid-template-columns: 2fr  1fr;
  background: #1a2545
}

.pt-h {
  padding: 18px 20px;
  font-size: 13px;
  font-weight: 700;
  color: rgba(255, 255, 255, .7)
}

.pt-h:first-child {
  color: #fff
}

.pt-h.highlight {
  background: #d42020;
  color: #fff;
  text-align: center
}

.pt-row {
  display: grid;
  grid-template-columns: 2fr 1fr;
  border-top: 1px solid #f0f2f8
}

.pt-row:nth-child(even) {
  background: #f9fafc
}

.pt-cell {
  padding: 14px 20px;
  font-size: 13px;
  color: #1a2545;
  display: flex;
  align-items: center
}

.pt-cell.center {
  justify-content: center;
  font-weight: 600
}

.pt-cell.muted {
  color: #6f7688
}

.pt-cell.highlight {
  background: rgba(212, 32, 32, .04);
  justify-content: center;
  font-weight: 700;
  color: #d42020
}

.check {
  color: #22c55e;
  font-size: 16px
}

.cross {
  color: #adaeb3;
  font-size: 16px
}

.pt-badge {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: 10px;
  font-weight: 700;
  padding: 2px 8px;
  border-radius: 100px;
  background: rgba(212, 32, 32, .08);
  color: #d42020;
  margin-left: 8px
}

.hww {
  padding: 72px 24px;
  background: #1a2545;
  position: relative;
  overflow: hidden
}

.hww::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("../images/fc6692392d4502ef.jpg") center/cover;
  opacity: .06
}

.hww-in {
  max-width: 1280px;
  margin: 0 auto;
  position: relative;
  z-index: 1
}

.hww .eyebrow {
  color: #f4845f
}

.hww .sec-h2 {
  color: #fff
}

.hww .sec-p {
  color: rgba(255, 255, 255, 0.74)
}

.hww-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 3px;
  margin-top: 44px
}

.hws {
  background: rgba(255, 255, 255, .05);
  border: 1px solid rgba(255, 255, 255, .09);
  padding: 28px 22px;
  transition: background .2s;
  overflow: hidden;
  position: relative
}

.hws:first-child {
  border-radius: 14px 0 0 14px
}

.hws:last-child {
  border-radius: 0 14px 14px 0
}

.hws:hover {
  background: rgba(255, 255, 255, .09)
}

.hws-bg {
  position: absolute;
  top: -10px;
  right: 10px;
  font-size: 80px;
  font-weight: 900;
  color: rgba(255, 255, 255, 0.329);
  line-height: 1
}

.hws-num {
  width: 26px;
  height: 26px;
  border-radius: 7px;
  background: #d42020;
  color: #fff;
  font-size: 11px;
  font-weight: 900;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px
}

.hws-title {
  font-size: 15px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 8px
}

.hws-desc {
  font-size: 14px;
  color: rgba(255, 255, 255, .5);
  line-height: 1.7
}

.mkts {
  padding: 72px 24px;
  background: #f5f6fa
}

.mkts-in {
  max-width: 1280px;
  margin: 0 auto
}

.mkt {
  background: #fff;
  border-radius: 16px;
  overflow: hidden;
  border: 1.5px solid #e4e6ef;
  transition: all .2s
}

.mkt:hover {
  box-shadow: 0 6px 28px rgba(0, 0, 0, .08);
  transform: translateY(-2px)
}

.mkt-img {
  height: 140px;
  position: relative;
  overflow: hidden
}

.mkt-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: brightness(.65)
}

.mkt-flag {
  position: absolute;
  bottom: 12px;
  left: 14px;
  font-size: 26px
}
.mkt-flag img{
width: 20px;
filter: none;
}

.mkt-name {
  position: absolute;
  bottom: 12px;
  left: 52px;
  font-size: 16px;
  font-weight: 800;
  color: #fff
}

.mkt-body {
  padding: 20px
}

.mkt-reg {
  font-size: 14px;
  font-weight: 700;
  color: #d42020;
  margin-bottom: 8px
}

.mkt-items {
  display: flex;
  flex-direction: column;
  gap: 6px
}

.mkt-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
  color: #535b6e
}

.mkt-item::before {
  content: '✓';
  color: #22c55e;
  font-weight: 700;
  flex-shrink: 0
}

.mkt-link {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: 12px;
  font-weight: 700;
  color: #1a2545;
  margin-top: 14px;
  transition: all .15s
}

.mkt-link:hover {
  color: #d42020;
  gap: 8px
}

.form-sec {
  padding: 72px 24px;
  background: #fff
}

.form-in {
  max-width: 1280px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: start
}

.form-left h2 {
  font-size: clamp(24px, 3vw, 36px);
  font-weight: 900;
  color: #1a2545;
  margin-bottom: 12px;
  letter-spacing: -.4px
}

.form-left p {
  font-size: 15px;
  color: #6b7590;
  line-height: 1.8;
  margin-bottom: 24px
}

.form-perks {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 28px
}

.fp {
  display: flex;
  align-items: flex-start;
  gap: 12px
}

.fp-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #d42020;
  flex-shrink: 0;
  margin-top: 5px
}

.fp-text {
  font-size: 14px;
  color: #3d4a5c;
  line-height: 1.6
}

.fp-text strong {
  color: #1a2545
}

.form-card-sub {
  font-size: 14px;
  color: #9099b0;
  margin-bottom: 24px
}

.testi {
  padding: 72px 24px;
  background: #f5f6fa
}

.testi-in {
  max-width: 1280px;
  margin: 0 auto
}

.tg {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin-top: 40px
}

.tq::before {
  content: '"';
  font-size: 44px;
  font-weight: 900;
  color: #d42020;
  opacity: .2;
  line-height: 0;
  vertical-align: -14px;
  margin-right: 1px
}

/* --- Media queries --- */
@media(max-width:768px) {
  .hero-inner {
    padding: 40px 20px 32px
  }

  .hh1 {
    font-size: clamp(30px, 9vw, 44px);
    letter-spacing: -1px
  }

  .hp {
    font-size: 15px
  }

  .mkts-grid,
  .reg-grid,
  .pgrid {
    grid-template-columns: 1fr;
    max-width: 100%
  }

  .nlinks {
    display: none
  }

  .ph-in,
  .main {
    grid-template-columns: 1fr
  }

  .ph-right {
    margin-top: 0
  }

  .form-wrap {
    position: static
  }

  .why-grid {
    grid-template-columns: repeat(2, 1fr)
  }

  .ft-top {
    grid-template-columns: 1fr 1fr
  }

  .frow {
    grid-template-columns: 1fr
  }

  .stripe-items .ssep:nth-child(n+4),
  .stripe-items .si:nth-child(n+3) {
    display: none
  }

  nav {
    padding: 0 16px
  }

  .fc {
    grid-template-columns: 1fr
  }

  .fc-img {
    min-height: 220px
  }

  .ng {
    grid-template-columns: 1fr
  }

  .ph {
    padding: 40px 16px 36px
  }

  .fbar {
    padding: 0 16px
  }

  .featured,
  .ng-wrap {
    padding-left: 16px;
    padding-right: 16px
  }

  footer {
    padding: 32px 16px 20px
  }

  .art-hero {
    height: 280px
  }

  .rel-grid {
    grid-template-columns: 1fr
  }

  .art-body {
    padding: 32px 16px 56px
  }

  .hero-in,
  .form-in {
    grid-template-columns: 1fr
  }

  .hero-stats {
    grid-template-columns: repeat(2, 1fr)
  }

  .why-grid,
  .mkts-grid,
  .tg {
    grid-template-columns: 1fr
  }

  .hww-steps {
    grid-template-columns: repeat(2, 1fr)
  }

  .hws:first-child {
    border-radius: 14px 14px 0 0
  }

  .hws:last-child {
    border-radius: 0 0 14px 14px
  }

  .ptable {
    overflow-x: auto
  }

  nav,
  .hero,
  .why,
  .pricing,
  .hww,
  .mkts,
  .form-sec,
  .testi,
  footer {
    padding-left: 16px;
    padding-right: 16px
  }
}

@media(min-width:769px) and (max-width:1024px) {
  .hero-inner {
    padding: 48px 32px 36px
  }

  .hh1 {
    font-size: clamp(34px, 5vw, 52px)
  }

  .ph-in {
    grid-template-columns: 1fr
  }

  .main {
    grid-template-columns: 1fr
  }

  .form-wrap {
    position: static
  }

  .why-grid {
    grid-template-columns: repeat(2, 1fr)
  }

  .ng {
    grid-template-columns: repeat(2, 1fr)
  }

  .fc {
    grid-template-columns: 1fr
  }

  .fc-img {
    min-height: 260px
  }

  .hero-in {
    grid-template-columns: 1fr
  }

  .mkts-grid {
    grid-template-columns: repeat(2, 1fr)
  }

  .tg {
    grid-template-columns: repeat(2, 1fr)
  }

  .form-in {
    grid-template-columns: 1fr
  }
}


/* ============================================================
   RESPONSIVE LAYER
   Load this file AFTER the combined stylesheet.
   Covers spacing + layout for every grid/section across:
   ≥1440  desktop-xl
   1025–1439 desktop
   901–1024  tablet-landscape
   769–900   tablet
   577–768   large-mobile
   481–576   mobile
   ≤480      small-mobile
   ============================================================ */

/* -----------------------------------------------------------
   FLUID SPACING BASELINE (applies at all sizes, no query needed)
   Section padding scales smoothly instead of jumping at breakpoints.
----------------------------------------------------------- */
section,
.hww,
.mkts,
.form-sec,
.testi,
.pricing,
.why {
  padding-top: clamp(40px, 7vw, 88px);
  padding-bottom: clamp(40px, 7vw, 88px);
  padding-left: clamp(16px, 4vw, 48px);
  padding-right: clamp(16px, 4vw, 48px);
}

.hero {
  padding-left: clamp(16px, 4vw, 24px);
  padding-right: clamp(16px, 4vw, 24px);
}

.hh1,
.hero-h1,
.ph-h1,
.acf-h2,
.cta-h2,
.sec-h2 {
  font-size: clamp(26px, 6vw, 50px);
}

/* =============================================================
   1) DESKTOP-LARGE  (≥1440px) - give the shell more breathing room
============================================================= */
@media (min-width: 1440px) {
  .sec-in,
  .ft-in,
  nav,
  .acf-in,
  .how-in,
  .hww-in,
  .mkts-in,
  .pricing-in,
  .testi-in,
  .form-in {
    max-width: 1360px;
  }
}

/* =============================================================
   2) DESKTOP / SMALL DESKTOP  (1025px–1439px)
============================================================= */
@media (max-width: 1439px) {
  .pgrid {
    grid-template-columns: repeat(3, 1fr);
  }
}

/* =============================================================
   3) TABLET-LANDSCAPE  (901px–1024px)
============================================================= */
@media (max-width: 1024px) {
  .hero-inner {
    padding: 48px 32px 36px;
  }

  .hh1 {
    font-size: clamp(34px, 5vw, 52px);
  }

  .ph-in,
  .hero-in,
  .main,
  .form-in,
  .acf-in {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .acfl,
  .acfr {
    padding: 40px 32px;
  }

  .form-wrap {
    position: static;
  }

  .why-grid,
  .ng,
  .tg,
  .tgrid,
  .mkts-grid,
  .reg-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .fc {
    grid-template-columns: 1fr;
  }

  .fc-img {
    min-height: 260px;
  }

  .pgrid {
    grid-template-columns: repeat(2, 1fr);
  }

  .sbar-in {
    grid-template-columns: repeat(2, 1fr);
  }

  .sbi {
    padding: 24px 18px;
  }

  .pipe,
  .hww-steps {
    grid-template-columns: repeat(2, 1fr);
    gap: 3px;
  }

  .pstep:first-child,
  .hws:first-child {
    border-radius: 16px 16px 0 0;
  }

  .pstep:nth-child(2),
  .hws:nth-child(2) {
    border-radius: 0 16px 0 0;
  }

  .pstep:nth-last-child(2),
  .hws:nth-last-child(2) {
    border-radius: 0 0 0 16px;
  }

  .pstep:last-child,
  .hws:last-child {
    border-radius: 0 0 16px 0;
  }

  .pstep-connector {
    display: none;
  }

  .srow {
    grid-template-columns: 56px 1fr;
    row-gap: 10px;
  }

  .srow > :last-child {
    grid-column: 1 / -1;
  }

  .cpanel.active {
    grid-template-columns: 1fr;
    gap: 32px;
  }
}

/* =============================================================
   4) TABLET  (769px–900px)
============================================================= */
@media (max-width: 900px) {
  section,
  .hww,
  .mkts,
  .form-sec,
  .testi,
  .pricing,
  .why {
    padding-left: 32px;
    padding-right: 32px;
  }

  .ft-top {
    grid-template-columns: 1fr 1fr;
    gap: 28px;
  }
}

/* =============================================================
   5) LARGE MOBILE  (577px–768px)
============================================================= */
@media (max-width: 768px) {
  nav {
    padding: 0 16px;
    gap: 6px;
  }

  .nlinks {
    display: none;
  }

  .stripe {
    padding: 0 16px;
  }

  .stripe-items .stripe-sep:nth-child(n+5),
  .stripe-items .stripe-item:nth-child(n+3) {
    display: none;
  }

  .hero {
    padding: 56px 16px 0;
    min-height: auto;
  }

  .hero-inner {
    padding: 32px 16px 28px;
  }

  .hp {
    font-size: 15px;
    margin-bottom: 28px;
  }

  .hbtns {
    width: 100%;
  }

  .hbtn-p,
  .hbtn-g {
    flex: 1 1 auto;
    justify-content: center;
  }

  .sbar-in {
    grid-template-columns: repeat(2, 1fr);
  }

  .sbi {
    padding: 20px 14px;
    border-bottom: 1px solid rgba(255, 255, 255, .07);
  }

  .sbi-n {
    font-size: 30px;
  }

  .mkts-grid,
  .reg-grid,
  .pgrid,
  .why-grid,
  .ng,
  .tg,
  .tgrid,
  .rel-grid {
    grid-template-columns: 1fr;
    max-width: 100%;
    gap: 16px;
  }

  .ph-in,
  .main,
  .hero-in,
  .form-in,
  .acf-in {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .ph,
  .hero:not(.hero) {
    padding: 40px 16px 36px;
  }

  .ph-right {
    margin-top: 0;
  }

  .form-wrap {
    position: static;
  }

  .form-card,
  .form-card-sub {
    padding: 24px;
  }

  .frow {
    grid-template-columns: 1fr;
    gap: 0;
  }

  .fbar {
    padding: 0 16px;
    top: 56px;
  }

  .fc {
    grid-template-columns: 1fr;
  }

  .fc-img {
    min-height: 220px;
  }

  .fc-body {
    padding: 24px 20px;
  }

  .featured,
  .ng-wrap {
    padding-left: 16px;
    padding-right: 16px;
  }

  footer {
    padding: 32px 16px 20px;
  }

  .ft-top {
    grid-template-columns: 1fr 1fr;
    gap: 24px;
  }

  .ft-bot {
    flex-direction: column;
    align-items: flex-start;
    gap: 12px;
  }

  .art-hero {
    height: 260px;
  }

  .art-hero-body {
    padding: 24px 16px;
  }

  .art-body {
    padding: 32px 16px 56px;
  }

  .art-cta {
    padding: 24px;
  }

  .pipe,
  .hww-steps {
    grid-template-columns: 1fr;
    gap: 2px;
  }

  .pstep,
  .hws {
    border-radius: 0 !important;
    padding: 28px 20px;
  }

  .pstep:first-child,
  .hws:first-child {
    border-radius: 16px 16px 0 0 !important;
  }

  .pstep:last-child,
  .hws:last-child {
    border-radius: 0 0 16px 16px !important;
  }

  .pstep-bg-num,
  .hws-bg {
    font-size: 60px;
  }

  .acfl,
  .acfr {
    padding: 40px 20px;
  }

  .acf-stats {
    grid-template-columns: 1fr 1fr;
    gap: 10px;
  }

  .srow {
    grid-template-columns: 1fr;
    gap: 10px;
    padding: 20px 0;
  }

  .snum {
    font-size: 28px;
  }

  .cpanel.active {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .ctabs-wrap {
    width: 100%;
    overflow-x: auto;
  }

  .cc {
    padding: 20px;
  }

  .ci-img {
    height: 140px;
  }

  .press-hd {
    flex-direction: column;
    align-items: flex-start;
  }

  .ptable {
    overflow-x: auto;
  }

  .cta-sec {
    padding: 56px 16px;
  }

  .cta-mkts {
    gap: 16px;
    padding-top: 24px;
  }

  .cdiv {
    display: none;
  }

  .trust-summary,
  .tgrid {
    gap: 12px;
  }

  .tc {
    padding: 20px;
  }
}

/* =============================================================
   6) MOBILE  (481px–576px)
============================================================= */
@media (max-width: 576px) {
  .nlogo img {
    height: 30px;
  }

  .nbtn span,
  .nglobal span {
    display: none;
  }

  .hh1 {
    letter-spacing: -.5px;
  }

  .hbtn-p,
  .hbtn-g,
  .btn-red,
  .btn-gw,
  .btn-wh {
    width: 100%;
  }

  .cta-btns,
  .hbtns {
    flex-direction: column;
  }

  .hero-ticker .ticker-item {
    padding: 0 18px;
    font-size: 11px;
  }

  .mc,
  .rb-img,
  .cc-img,
  .nc-img,
  .pc-img {
    height: auto;
  }

  .mc {
    height: 340px;
  }

  .mc-body {
    padding: 20px 16px;
  }

  .ph-badges {
    flex-direction: column;
    align-items: flex-start;
  }

  .contact-quick {
    padding: 18px;
  }

  .acf-features {
    padding: 20px;
  }

  .acf-fi {
    gap: 10px;
    padding: 12px 0;
  }

  .fbar-in {
    height: 46px;
  }

  .fb {
    padding: 5px 12px;
    font-size: 11px;
  }

  .ft-top {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .ft-legal {
    flex-wrap: wrap;
  }

  .faq-q {
    padding: 15px 16px;
    font-size: 13px;
  }

  .faq-a {
    padding: 0 16px 16px;
  }

  .art-h1 {
    letter-spacing: -.2px;
  }

  .wc,
  .tc,
  .cc {
    padding: 18px;
  }
  .rbi{
    display: flex;
    flex-flow: column;
     align-items: start;
  }
}

/* =============================================================
   7) SMALL MOBILE  (≤480px)
============================================================= */
@media (max-width: 480px) {
  section,
  .hww,
  .mkts,
  .form-sec,
  .testi,
  .pricing,
  .why {
    padding-left: 16px;
    padding-right: 16px;
  }

  nav,
  .hero,
  .why,
  .pricing,
  .hww,
  .mkts,
  .form-sec,
  .testi,
  footer {
    padding-left: 16px;
    padding-right: 16px;
  }

  .stripe-items .stripe-sep,
  .stripe-items .stripe-item:nth-child(n+2) {
    display: none;
  }

  .stripe-cta {
    padding: 3px 10px;
  }

  .sbar-in {
    grid-template-columns: 1fr;
  }

  .sbi {
    padding: 18px 14px;
    border-right: none;
  }

  .acf-stats {
    grid-template-columns: 1fr;
  }

  .pm {
    padding: 24px;
    border-radius: 14px;
  }

  .form-card {
    padding: 20px;
    border-radius: 14px;
  }

  .rb-body,
  .pc-body,
  .nc-body {
    padding: 14px;
  }

  .mkt-body {
    padding: 16px;
  }

  .tq {
    font-size: 12px;
  }

  .tv,
  .tav {
    width: 32px;
    height: 32px;
  }

  .pt-h,
  .pt-cell {
    padding: 10px 12px;
    font-size: 12px;
  }

  .art-hero {
    height: 220px;
  }

  .art-body h2 {
    font-size: 19px;
  }

  .art-body h3 {
    font-size: 16px;
  }

  .art-body p,
  .art-body li {
    font-size: 14px;
  }
}


.error{
    display:block;
    color:#e53935;
    font-size:13px;
    margin-top:5px;
}

input.error-input,
select.error-input,
textarea.error-input{
    border:1px solid #e53935 !important;
}

#formMsg{
    display:none;
    margin-top:15px;
    padding:12px;
    border-radius:6px;
    font-size:14px;
    font-weight:500;
}

#formMsg.success{
    background:#e9f9ef;
    color:#11803d;
    border:1px solid #8dd9a8;
}

#formMsg.error-box{
    background:#ffecec;
    color:#d93025;
    border:1px solid #f5b5b5;
}

div#contactMsg {
    padding-top: 10px;
    text-align: center;
    color: #0c670c;
}